Learning Center

Woman holding credit card and phone, comparing loan options.
Featured story 8-MINUTE READ

Personal Loan Vs. Credit Card: What’s The Best Option?

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Personal Loan Basics

Learn everything you need to know about personal loans.

Financial Smarts

Become a "Financial Pro" and feel confident about your money management.

Explore Your Options

Understand your options and how to make the most of your loan amount.

Featured Resources

Man sitting on floor covered in papers holding calculator.

6-minute read

Comparing payday loans vs. personal loans for fast cash

Payday loans and personal loans can both offer fast cash. Learn more about payday loan meaning and terms of the loan. Find out if a personal loan or a payday loan is your best option.

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Image of man holding cell phone on couch, smiling at screen.

7-minute read

Learn more about all your short-term lending choices

A short-term loan is a type of financing that uses a shorter repayment period. Learn about short-term lending like personal loans and other alternatives.

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Couple at kitchen table with coffee looking over bills together.

8-minute read

How does debt settlement work?

Debt settlement can help you eliminate some of your debt with lenders. What is debt settlement and how does it work? Learn more from Rocket Loans.

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Woman sitting on couch holding a document with one hand and putting other hand in the air triumphantly.

6-minute read

How to apply for a personal loan: A complete guide

Thinking about applying for a personal loan but not sure how to get started? Use Rocket Loans’ guide explaining the personal loan process steps and apply today.

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Asian Woman Doing Paperwork

5-minute read

Do you pay taxes on personal loans?

Generally, they’re not—except in specific cases. Learn about exceptions, when interest may be tax-deductible, and what to consider for tax season.

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Young African-American couple buying new car at dealership.

8-minute read

Personal loan vs. car loan: Which is better?

When comparing a personal loan vs. a car loan, which option is the better choice for financing a new ride? Learn the differences between these two loans.

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