Personal Loan Basics

Learn everything you need to know about personal loans.

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Featured story 8-MINUTE READ

Home Equity Loan Vs. Personal Loan: Which Is The Best Option?

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Featured story 6-MINUTE READ

The best reasons for a personal loan

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4-minute read

How to lower your debt-to-income ratio

Your debt-to-income ratio tells lenders how much debt you have in relation to your monthly income. Learn about the ideal number that lenders like to see.

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9-minute read

5 personal loan benefits you need to know

Obtaining a personal loan can help you in more ways than just lending you cash. What are the benefits of obtaining a personal loan? Find out!

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7-minute read

Understanding loan fees and charges

Every loan type includes lender fees and other charges associated with the underwriting process. Use Rocket Loans’ guide to loan origination fees and charges to understand all the costs tied to the money you borrow.

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10-minute read

Your guide to all the personal loan process steps

Thinking about applying for a personal loan but not sure how to get started? Use Rocket Loans’ guide explaining the personal loan process steps and apply today.

7-minute read

You need a loan but keep getting denied: What now?

If you need a loan but keep getting denied, you may need some time to improve your creditworthiness. Here’s how to move forward after multiple loan denials.

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12-minute read

Relieving debt stress: How does debt settlement work?

Debt settlement can help eliminate some of your debt with lenders. What is debt settlement and how does it work? Learn more from Rocket Loans.