Amortization is the process of making monthly payments on debt such as a personal loan or mortgage loan. Learn more about what amortization is and how it works.

Payday loans and personal loans can both offer fast cash for borrowers, but payday loans tend to be riskier. Learn how payday loans differ from personal loans.

Personal loans and credit cards differ in important ways, such as interest rates. Learn when to use a personal loan vs. a credit card, and their pros and cons.

Thinking about applying for a personal loan but not sure how to get started? Uncover a complete guide on how to apply for a personal loan online or otherwise.

Usury is the unethical monetary lending of loans that benefit the lender in an unfair way. Learn more about what usury means and the usury laws that exist.

Is a personal loan an installment loan or revolving credit? The answer can be tricky. See whether a personal loan is installment or revolving, and how to know.

A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.

Secured loans are loans backed by a form of collateral. Explore this loan type, the benefits it affords certain borrowers, and what happens if they default.

Before applying for a loan amount, it’s important to understand the different types of personal loans. See which personal loan type is right for your situation.

APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.

The minimum credit score needed for a personal loan is 650, if you want good rates. Dive into how credit scores work and how they can impact personal loans.

Are online personal loans safe? We’ll discuss the safety of these loans in comparison to in-person loans and how you can verify a lender’s authenticity.

Not sure if you can get a loan after bankruptcy due to its impact on your credit? See how bankruptcy impacts loan approval and how you may still qualify.

Can you pay off a personal loan early? You can, but there are pros and cons to consider. Discover when paying a loan off early could be good for your situation.

Emergency loans can provide you with quick cash after an unexpected event. Learn how to get an emergency loan and explore your options if you have bad credit.

A personal loan usually can’t be used to buy a house, but it can help in other ways. Learn how to use a personal loan in connection with a home purchase.