Financial Smarts | Rocket Loans

How To Build Credit Without A Credit Card

Credit cards are not the only way you can build your credit profile. Learn more about how to build credit without a credit card.

Hard Inquiries: Everything You Need To Know

If you’ve spotted a hard inquiry on your credit report, don’t be hard on yourself. Learn what it means, how lenders see it and when it goes away.

Variable Vs. Fixed Rates: Your Quick Guide

If you're researching loans and need to understand variable versus fixed rates, we have you covered. Explore the facts to get the right interest rate for you.

How To Build Credit

Curious how to build your credit from scratch? Learn your options and how you can build up to a winning score.

What Is A Credit Score (And Why It Matters)

Wondering what makes up a credit score? Find out more about credit scores, why they matter and what range is considered to be good.

What Is A Credit Card Minimum Payment And How Is It Calculated?

A credit card minimum payment is the lowest amount you can pay toward your balance each month for your account to remain in good standing. Learn how it works.

How To Pay Off Debt Fast: 10 Strategies To Consider

Do you have outstanding credit card balances, student loans or unpaid medical bills? Uncover how to pay off your debt fast using some debt repayment strategies.

How To Remove Collections From Your Credit Report

Collections stay on your report for 7 years unless removed. Learn how to remove collections from your credit report and how this can help your credit score.

Inflation And Your Budget: How To Save Money During Inflation

Inflation continues to put a strain on budgets everywhere. Here are our top tips for saving and keeping a budget when your dollar is worth less.

How To Calculate A Monthly Payment On A Loan

Knowing how to calculate the monthly payment on a loan can help you pick the best option for your budget. Learn how to use the loan payment formula and more.

Loan Principal: What Is The Principal Of A Loan And How Does It Work?

Principal on a loan is the amount of money you borrowed. Learn more about what the principal of a loan is and how it affects monthly payment and interest rate.

What Is A Charge-Off And How Does It Affect Your Credit?

Debt considered “uncollectible” by its creditor, a charge-off is very bad for your credit score. Learn more about what a charge-off is and how to approach one.

7 Ways To Take Advantage Of Technology During COVID-19

It's time to make the most of technnology during COVID-19. Read our 7 suggestions on how to take advantage of your tech when social distancing.

Related Resources

How To Build Credit Without A Credit Card

Hard Inquiries: Everything You Need To Know

Variable Vs. Fixed Rates: Your Quick Guide

How To Build Credit

What Is A Credit Score (And Why It Matters)

What Is A Credit Card Minimum Payment And How Is It Calculated?

How To Pay Off Debt Fast: 10 Strategies To Consider

How To Remove Collections From Your Credit Report

Inflation And Your Budget: How To Save Money During Inflation

How To Calculate A Monthly Payment On A Loan

Loan Principal: What Is The Principal Of A Loan And How Does It Work?

What Is A Charge-Off And How Does It Affect Your Credit?

7 Ways To Take Advantage Of Technology During COVID-19