Greatest. Monday. Ever.

Celebrate Cyber Monday with 50% off your origination fee when you close on your loan today.1 Act fast, you only have until midnight to take advantage of these savings.

Apply now.

1Cyber Monday Deal expires at 11:59 p.m. PT on November 29, 2021 and at 12:59 a.m. MT/1:59 a.m. CT/2:59 a.m. ET on November 30, 2021. The offer is only available to clients who close a personal loan before the deal expires. Offer is non-transferable and cannot be retroactively applied to previously closed loans or loans already in process. Offer cannot be combined with other Rocket Loans offers.

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Personal Loans.

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Why Rocket Loans?

Completely Online
Completely Online

Simple and secure online process

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Rocket Fast

Now offering Same Day Funding!

Instant Offers
Instant Offers

Prequalified offers within seconds

No Hidden Fees
No Hidden Fees

No pre-payment penalties

How You Can Use Your Loan

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About Our Personal Loans

Personal loan

What is a Personal Loan?

A personal loan is an unsecured installment loan with a fixed interest rate that is repaid in equal monthly payments. You may be able to receive up to $45,000 by the next business day to take control of your financial goals - whether that's consolidating debt, making home improvements, or making a major purchase.

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Benefits of Rocket Loans

Our Rocket Loans process is simple, convenient, and completely online to get you the money you need as quickly and efficiently as possible. A personal loan allows you to simplify your finances with a single, fixed monthly payment. There are no pre-payment penalties or hidden fees.

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What Should I Know?

Rocket Loans platform works by sharing data electronically, so we'll need you to:

  • Verify your identity electronically
  • Verify your income electronically
  • Log into and validate your bank account electronically
Overview Of A $16,000 Loan

Origination Fee (6.95%)1

Net Funds Deposited

Term

Monthly Payment

APR

Interest Rate

Total Interest

Total Finance Charge

$1,112

$14,888

60

$376.83

17.90%

14.55%

$6,632.06

$7,744.48

Overview Of A $16,000 Loan

Origination Fee (6.95%)1

$1,112

Net Funds Deposited

$14,888

Term

60

Monthly Payment

$376.83

APR

17.90%

Interest Rate

14.55%

Total Interest

$6,632.06

Total Finance Charge

$7,744.48

The interest represented assumes full payments each month for the entire term of the loan. Rocket Loans personal loans never have pre-payment penalties, so the loan can be repaid at any time by making a full payment of the remaining balance and incurred interest at the time of payoff. Qualified clients using Rocket Loans will see loan options for 36 or 60 month term, and APR ranges from a minimum of 8.99% (rate with autopay discount) to a maximum of 29.99% (rate without autopay discount).

1An origination fee of up to 9% is charged to each loan. The fee will be deducted from the balance of the loan before the funds are disbursed to the client.

Checking your options won't affect your credit score.