Learning Center
Personal Loan Vs. Credit Card: What’s The Best Option?
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Personal Loan Basics
Learn everything you need to know about personal loans.
Financial Smarts
Become a "Financial Pro" and feel confident about your money management.
Explore Your Options
Understand your options and how to make the most of your loan amount.
Featured Resources
6-minute read
How to calculate the monthly payment on a loan
Calculating the monthly payment helps you choose the best loan for your budget. Learn how to apply the loan payment formula and explore additional resources.
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4-minute read
How to lower your debt-to-income ratio
Your debt-to-income ratio tells lenders how much debt you have in relation to your monthly income. Learn about the ideal number that lenders like to see.
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9-minute read
5 personal loan benefits you need to know
Obtaining a personal loan can help you in more ways than just lending you cash. What are the benefits of obtaining a personal loan? Find out!
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7-minute read
Understanding loan fees and charges
Every loan type includes lender fees and other charges associated with the underwriting process. Use Rocket Loans’ guide to loan origination fees and charges to understand all the costs tied to the money you borrow.
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7-minute read
What is simple interest and how is it calculated?
Simple interest determines how much you’ll pay on a loan over time. Learn how it works, how to calculate it, and why it matters for your finances.
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10-minute read
Your guide to all the personal loan process steps
Thinking about applying for a personal loan but not sure how to get started? Use Rocket Loans’ guide explaining the personal loan process steps and apply today.
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