Learning Center | Rocket Loans

Credit-Builder Loans: Using Loans To Build Credit

With a credit-builder loan, you can boost your credit by making monthly payments on a borrowed loan amount. See how loans to build credit work to your benefit.

What Is A Co-Borrower, And How Are They Different From A Co-Signer?

A co-borrower is someone who applies for a loan with you and shares responsibility for repayment. Learn more about what a co-borrower is and the pros and cons.

Closed-End Credit: Definition And How It Works

Closed-end credit, or installment debt, is a loan repaid over time in monthly payments. Learn how closed-end credit works and differs from open-end credit.

Getting A Cash Advance With A Credit Card

Getting a cash advance with a credit card can get you cash fast, but you might pay more in fees and interest. Learn how to get a cash advance and how it works.

How And Where To Get A $20,000 Loan

Getting a $20,000 loan typically requires having good or excellent credit. Discover how to apply for this size of a loan and whether it’s a good idea for you.

Car Repair Costs And Ways To Afford Them

Car repair costs tend to run high, but some repairs are super-pricey. See how much you can expect to spend on auto repair costs and explore financing options.

Can You Get A Loan Without A Job?

You can get a loan without a job, but it might be a challenge. Learn how to get a loan without a job, despite this not being the wisest move for many borrowers.

Business Loan Vs. Personal Loan: A Comparison

Need funding for your company, but unsure whether to apply for a business loan or personal loan? Read on to compare your loan options, plus learn how to apply.

Adoption Loans And Grants: How To Finance Your Adoption

Are you thinking about adoption? Read our latest guide on how to finance your adoption and what types of adoption loans you should consider.

Using A Personal Loan To Buy A House: Is It Possible?

A personal loan usually can’t be used to buy a house, but it can help in other ways. Learn how to use a personal loan in connection with a home purchase.

Are Homeowners Using Their Home Equity To Pay For Home Improvements? Do They Even Know They Can?

A Rocket Loans study found that many homeowners can’t define a home equity loan and often turn to cash or card when it comes to financing home projects.

Turning In A Lease Early: Understanding Your Options

Leasing a car can be a great option for many, but what happens if you want out? You’ve got 3 options. We have their pros and cons.

How To Get A $2,500 Personal Loan: A Complete Guide

Wondering if a $2,500 personal loan can help you close a gap in your finances? Explore this funding option and discover how to qualify for a $2,500 loan.

How To Get A $3,000 Loan: A Comprehensive Overview

Learn where to find $3,000 loans, what the requirements are and how fast you can get one. You’ll also see the pros and cons of taking out a loan this size.

You Need A Loan But Keep Getting Declined: What Next?

If you need a loan but keep getting declined, first find out why your loan is being denied. Learn here how you can improve your application and reapply.

How To Prequalify For A Personal Loan

When you prequalify for a personal loan, a lender provides an estimate of your interest rate and repayment term. Discover how to prequalify for a personal loan.

Gen Z Is Averaging Higher Credit Scores Than Millennials: Is It Financial Competence Or Timing?

A Rocket Loans study revealed that Gen Zers have higher average credit scores than Millennials. How do other generations stack up?

Home Improvements That Add Value And Provide A Return On Investment

Learn about simple and major home improvements that can add value to your home and recoup costs.

Featured Resources

Credit-Builder Loans: Using Loans To Build Credit

What Is A Co-Borrower, And How Are They Different From A Co-Signer?

Closed-End Credit: Definition And How It Works

Getting A Cash Advance With A Credit Card

How And Where To Get A $20,000 Loan

Car Repair Costs And Ways To Afford Them

Can You Get A Loan Without A Job?

Business Loan Vs. Personal Loan: A Comparison

Adoption Loans And Grants: How To Finance Your Adoption

Using A Personal Loan To Buy A House: Is It Possible?

Are Homeowners Using Their Home Equity To Pay For Home Improvements? Do They Even Know They Can?

Turning In A Lease Early: Understanding Your Options

How To Get A $2,500 Personal Loan: A Complete Guide

How To Get A $3,000 Loan: A Comprehensive Overview

You Need A Loan But Keep Getting Declined: What Next?

How To Prequalify For A Personal Loan

Gen Z Is Averaging Higher Credit Scores Than Millennials: Is It Financial Competence Or Timing?

Home Improvements That Add Value And Provide A Return On Investment